Fighting fit, for life

Daily stresses and urgent deadlines cause untold stress. In turn, stress causes a lot of health problems, while prompting unhealthy eating and lifestyle habits. With erratic sleep, irregular meals and lack of exercise, you may develop a variety of ailments, from migraine to hypertension. Over a period of time, you begin to fall ill more often and the risk of contracting cardiovascular diseases and problems like diabetes, kidney and liver issues, nervous disorders and even certain cancers, rises.

Today, having a quality critical illness cover in place is a necessity. It’s essentially, the one type of insurance that you are most likely to use. Let’s put this into perspective:

Owing to the strenuous lives we lead, there’s has been a massive spur tin lifestyle disease such as Cancer, Diabetes, Heart Diseases etc. At present, Cancer is recognized as one of the most dangerous and catastrophic illnesses one can suffer from as it has wide ranging implications. Moreover, Cancer is a condition that can affect anyone no matter what age or race you belong to! However, owing to ignorance, a lot of individuals are under the misconception that cancer is a hereditary disease – The reality, though, is that only five to ten percent of all individuals diagnosed with this devastating disease are as a result of hereditary reasons. Quite honestly, Cancer can develop because of a myriad of reasons including your lifestyle choices while others are simply beyond your control.

The financial repercussions of ill health can be devastating. The costs of healthcare in India are quite high, and prolonged treatment and hospitalisation can cause a huge dent in your finances. Prevention is always better than cure, so it is always wise to maintain your fitness and that of your loved ones with daily exercise, good nutrition, plenty of rest and low stress. And if despite your precautions you still fall ill, then a good health insurance plan can help you get the best treatment.

How health insurance makes a difference…

All the wealth in the world can come to nought if you experience ill health. Of what use is a bank balance if you are unable to use it to see the world, enjoy your time spent with family and eat and drink as you please?

The heftiest bank balance can also be reduced to nothing when you or a family member fall ill. Medical treatment costs are quite prohibitive in India, and even a single spell of hospitalisation and surgery can set you back by lakhs of Rupees. Even more money is spent when you require prolonged treatment for serious illnesses like cancer or pulmonary disorders, which require daily medication, frequent diagnostic checks and hospital visits.

But not just any health insurance plan will do. The plan you pick must be designed comprehensively to take several factors into account, right from a high coverage amount to good features and benefits. Aviva has two excellent health insurance plans to offer:

• Aviva Heart Care – it is the only health plan in the country to care for the heart health for both the policy holder and spouse. It covers 19 heart conditions and provides fixed payouts irrespective of the cost of treatment. It helps to provide for loss of income and allows multiple claims under same policy
• Aviva Health Secure – It is an online health insurance policy that provides cover against 12 major critical illnesses. The plan pays a lump sum amount that helps in planning the treatment course properly

Both these plans are designed to offset the high costs of taking medical treatment in India. You can apply for either of these plans online, and give yourself peace of mind that there is a cushion for future health problems in the form of a good health policy.

About This Author

Shaheen Shaikh http://www.adrclinic.co.uk Joined: April 29th, 2018