Best Personal Loan for Salaried Employees

Salaried employees can get a personal loan from almost all lenders if they fulfil the personal loan eligibility criteria and submit the required documents. However, if you are working with top-notch companies, multiple lenders extend exclusive offers for individuals employed with leading companies. Lenders like Kotak Mahindra Bank, HDFC Bank, Citibank and ICICI Bank offer personal loan for Mindtree employees, TCS employees, Amazon employees, Wipro employees and individuals working with other leading domestic organisations and MNCs. You can also install Afinoz App and can easily apply for a personal loan from any bank.

Top 5 personal loans for salaried employees

• Citibank personal loan

• HDFC Bank personal loan

• ICICI Bank personal loan

• Kotak Mahindra Bank personal loan

• Bajaj Finserv personal loan

Citibank personal loan

Citibank offers easy personal loans for a variety of household requirement. From financing your destination wedding, exotic vacation, home repair to a medical emergency, Citibank personal loan for Mindtree employees, Amazon employees and TCS employees is available with attractive rates, flexible tenures. 

Benefits of Citibank personal loan

• Personal loan up to Rs. 30 lakh is available for all your needs

• Personal loan approval in 4 hours

• Get the money within 48 hours of application 

• Flexible repayment tenure from 12 to 60 months

• Fixed interest rates 

• Partial and full prepayment options are available 

• Hight cost credit card and personal loan outstanding balance consolidation

Citibank personal loan key features

Citibank personal loan interest rate

While applying for a personal loan from Citibank, use interest rate calculator and EMI calculator to know the interest rate charged by the lender, or your instalment in advance. 

Citibank personal loan eligibility criteria 

Citibank personal loan for Mindtree employees and employees of other leading organisation requires the following eligibility criteria:

• Salaried individuals aged between 23 year and 60 years can apply for a personal loan

• The minimum salary required to get a personal loan is Rs. 25,000 per month

HDFC Bank personal loan for salaried employees

HDFC Bank is one of the best lenders for a personal loan in India. The bank offers best financial assistance for salaried professionals like a personal loan for Mindtree Employees and TCS employees. 

Important features of HDFC Bank personal loan 

• Multipurpose personal loan for a host of personal financial needs

• Attractive interest rates starting from as low as 10.75% p.a. 

• Preapproved customers can get a personal loan in 10 seconds and non-HDFC customers can get the loan within 4 hours

• Personal loan balance transfer facility with attractive interest rates 11.49% p.a. and flat processing fees Rs. 3999

Key features of HDFC Bank personal loan

Use interest rate calculator and EMI calculator to know the interest rate charged by the lender, or your instalment in advance.

Eligibility criteria for HDFC Bank personal loan

• Individuals aged between 21 years to 60 years can apply for a personal loan

• Minimum income required to get a personal loan from HDFC bank is as under:

• Rs. 20,000 in Delhi, Mumbai, Chennai, Hyderabad, Pune, Kolkata, Cochin and Ahmedabad 

• Rs. 15,000 elsewhere

ICICI Bank personal loan for salaried employees

ICICI Bank is one of the leading lending institutions in India. All salaried employees can get ICICI personal loan for a wide range of financial requirements such as dream wedding, foreign tour, big-ticket purchase, and so on and so forth. Personal loan for Mindtree employees is available up to Rs. 20 lakh. 

Benefits of ICICI Bank personal loan

• Personal loan under various categories for financing the specific needs of different customers – such as Wedding Loans, Home Renovation, Holiday Loan, Fresher Funding and NRI Personal Loan. 

• Attractive rates starting from as low as 11.25% p.a. Rates applicable only on the outstanding principal each month. 

• A personal loan up to Rs. 20 lakh for eligible customers without any security.

• Individuals who already have a personal loan elsewhere can transfer their personal loan from the current lender to ICICI Bank to enjoy low-interest rates, low EMI and top-up loan facilities. 

Key features of ICICI Bank personal loan

Eligibility for ICICI personal loan 

Salaried employees searching for ICICI Bank personal loan will need to meet the following eligibility criteria:

• Individuals aged between 21 years and 60 can apply for the ICICI Bank personal loan

• The minimum salary required to get a personal loan from ICICI Bank is as under: 

• For applicant from Mumbai and Delhi: Rs. 25,000

• For applicants from Chennai, Hyderabad, Bangalore, Pune and Kolkata: Rs. 20,000

• For other: Rs. 17,500

Kotak Mahindra Bank personal loan for salaried employees

Kotak Mahindra Bank has exclusive offers for salaried professionals of top companies such as a personal loan for Mindtree employees and professionals from other reputed organisations. 

Benefits of Kotak Mahindra personal loan

• Personal loan up to Rs. 15 lakh is available for a variety of financial needs

• Attractive interest rate 10.99% p.a. for salaried employees 

• Loan application process is completely digital and requires minimal documentation

Key features of Kotak Mahindra Bank personal loan

Eligibility criteria for Kotak Mahindra Bank personal loan

• Salaried employees applying for the loan should be aged between 21 years and 58 years

• They must have at least a graduate degree

• Should be staying in the current for at least one year

Bajaj Finserv personal loan

Bajaj Finserv provides special offers for salaried individuals from leading organisations for various needs. Bajaj Finserv leverages the latest technology for personal loan application and disbursement in real-time.

Features of Bajaj Finserv personal loan

• Higher loan amount up to Rs. 25 lakh

• Pre-approved loan offers for an existing customer of Bajaj Finserv

• Instant approval in minutes and disbursal with 24 hours for eligible customers

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shruti keshre Joined: January 20th, 2020