4 Reasons Not to Drive in California Without Car Insurance

You have to buy a car in order to get the keys and drive it. Another thing you have to do before you can drive is reach out to an auto insurance agency in California and cover it with insurance. Yes, this is a "must do" also! What happens if you try to avoid this and drive without automotive insurance? Nothing good! You're putting yourself at risk for the following:

#1 You could be fined. This won't just be a slap on the wrist. Drivers that are caught operating a vehicle without valid insurance will be fined anywhere from 0 to 0 for a first offense and then 0 to 0 for a second offense. While 0 may not sound like much, with additional penalties and fees, that 0 penalty will actually end up costing you closer to 0. A larger fine if it’s your second offense will likely cost you into the thousands.

#2 The police can tow away your car. Beyond owing a big fine to the state of California, your vehicle could be impounded and taken away from you. In this situation, you will not be able to get it back until you obtain insurance and pay all towing and storage fees. These vehicle storage fees can be substantial and much more than what a monthly insurance payment would have been.

#3 You could lose your license. The best case scenario is you're pulled over and given a fine but no one gets hurt. If you get into a car accident without insurance, things will start to get really bad for you. Your license will be suspended. In the state of California, this could be for up to four years.

#4 You could face a lawsuit. You certainly won’t feel like you are saving money if you are the driver at fault for an accident. You can be sued by the driver you injured or who's car you damaged and then you are responsible for the cost of all resulting damage. This means everything, including damage to all vehicles involved and all medical costs for injuries to yourself, the other driver, and any passengers.

Clearly, nothing good happens if you take the risk and drive without car insurance. This is especially foolish since it is so easy to reach out to one of the auto insurance companies in California and get a policy you can afford. There are many different companies, well beyond the big ones you see television commercials for. In fact, it is very likely that a company this big can’t work with you the way you need them to. It is quite possible that there is a lesser-known but still reputable auto insurance agency in California who can set you up with a policy you can easily pay each month and offers you the right coverage, so you don’t need to even think about drive without insurance.

About This Author

prontoinsurance Joined: May 24th, 2019