Automotive Accidents- What To Expect From Repairs

Immediately following an auto accident, drivers and passengers can experience several feelings. While you might be more concerned with your physical safety, the condition of your vehicle will quickly follow. For those that love their cars and value them as an essential asset, they might be more worried about their car being totaled out and what they'll need to do. However, before doing anything, you should get yourself checked out at the hospital to rule out personal injury before worrying about the car.

Filing A Police Report

Even if the accident doesn't seem that bad, resulting in just a few bumps and bruises, you'll want to call the police. The reason being is you'll need an account of the accident for reporting purposes and submitting to your insurance company. Many times a police report is the difference between getting necessary repairs and not. For things like dent repair, your insurance will look at who was at fault and payout accordingly.

Do You Need A Rental Car?

Though many repairs can be done in a single day; some will take longer. For cars that are near totaled out, they may require up to a week. A rental car can make the entire process less stressful, allowing the repair company to work on your vehicle without the worry that you are missing transportation. If you opted in for rental car coverage, then this would be covered by the insurance company after an accident.

Cost of Repairs

Again, this will depend on what insurance coverage you have, and who was at fault. Some states have a no-fault policy, which will change the amount you'll have to pay based on the complete coverage of your auto policy. If you're driving a new car and making payments, you likely have full coverage that will cover the cost of repairs completed with a limited out of pocket often being 0, 00, or 00.

Preventing Auto Accidents

Though there isn't much you can do about other drivers; there are many ways to keep yourself safe while on the road. Always go hands-free and reserve playing on your phone when the car is shut off. Though you might need your phone for navigation, set this up before starting your journey. Seat belts are a must, especially for smaller children, which can limit the physical injuries of an auto accident. Never drink and drive. Each state has it's set a limit to abide by, but if you are intoxicated, it's best to hire or call someone to take you home.

About This Author

Marlon Collins Joined: May 31st, 2020