Permanent Disability Benefits Myths Busted

There are several myths and misconceptions about permanent disability benefits.

If you’ve been injured at work, or have developed an illness at work, that makes it difficult or impossible for you to work normally, you may be able toget permanent disability benefits.

However, before you do that, you should be sure you know the factsabout the several myths around permanent disability benefits. Read on to understand more about the process and what permanent disability benefits mean.

Myth 1: You can’t work with permanent disability benefits

Many people believe that one you can’t work at all if one is applying for disability or receiving disability benefits. Fortunately, that’s not the case.

Yes, there’s a monthly limit to how much money you can earn from this work while on applying for or receiving disability benefits. You can also earn money from investments and the interest earned oninvestments. For married people, there’s no limit on how much money your spouse can earn.

Myth: Everyone is denied the first time

That your benefits will be denied benefits the first time you apply is nothing more than hearsay. Some people, who apply for permanent disability benefits, may be denied at first.However, if you have submitted the necessary paperwork and have all of the required documentation, your disability benefits can be approved right away.

Myth: Young people are not eligible for permanent disability

Another myth about disability is that younger people can’t get disability benefits. Many people believe that if they’re not older, they can’t get benefits. Once again, that’s not true at all.

You become eligible to receive disability benefits as soon as you turn 18, but the amount you receive depends on the amount you’ve paid for social security. Since older people would have paid more towards social security, they usuallybecome eligible for more monthly benefits than younger people. It is likely that the myth arises from this situation.

Myth: Your benefits will replace your income

Unfortunately, this is a myth.

Your disability benefits are calculated based off of your lifetime average wage. That means if you’ve had been getting low wages in your job for most of your life, but started earning more money in the last two years, your benefits won’t match that higher salary.

If you have been injured at work, can’t go back to work and need help applying for permanent disability, the experts at Arizona Injury Law Group can help. You can book a consultation to discuss your case and your lawyers will help you understand what you are eligible for.

To learn more about Phoenixworkers compensation attorney, consult the best workers compensation lawyers in Phoenix, AZ, call Arizona Injury Law Group at 602-346-9009 right away.

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azworkcomp Joined: June 24th, 2018