Get Instant Solutions For Fullerton Personal Loan

Fullerton India offers personal loans at low and competitive interest rates and provides simple ways to use the app. One can easily apply for a Fullerton Personal Loan from anywhere with some simple steps for using this application easily. One can receive an instant personal loan within 24 hours with paperless documentation and receive the amount as per the user’s current needs. 

Benefits of Fullerton personal loan 

Here is the list of benefits offered by Fullerton personal loan: 

• Fullerton offers a personal loan amount up to Rs. 25 lakh that helps to meet planned or unplanned expenses. 

• This offers an attractive personal loan interest rate that starts from 11.99% on one’s requirement. 

• The documentation process is smooth and paperless when you apply it online and also upload the documents online. 

• The turnaround is 72 hours for the loan approval and disbursal within 30 minutes.

Types of Fullerton personal loan 

Fullerton personal loans offer at low-interest rates to meet the financial needs of the user. Here are some types of Fullerton personal loan to meet the user’s need:

• Personal loan for salaried users

The user will get an instant personal loan for salaried customers at attractive and low-interest rates. However, the loan amount is at least Rs. 25 lakh based on the applicant’s monthly income with flexible repayment tenures between 12 to 60 months. This multi-purpose loan can be used for any personal requirements. 

• Fullerton personal loan for self-employed 

Personal loans for self-employed can be offered to the users for their expenses such as overheads or unexpected repairs, and more. This will help the users to offer the loan amount up to Rs. 10 lakhs with flexible repayment tenure up to 60 months for the self-employed applicants. 

• Fullerton personal loan for women 

Fullerton personal loan for women is offered to the users at low-interest rates. It helps to manage their instant fund requirement. 

• Personal loan for emergency

The medical emergency is sudden for any user, thus Fullerton personal loan offers emergency personal loan within 24 hours. It offers a loan with hassle-free documentation and enables the user without worry about the financing. 

Eligibility criteria for Fullerton personal loan 

The user can easily apply for the loan based on their CIBIL score, where the CIBIL score is recorded based on credit history. But at Fullerton India, some other factors are also considered to determine the credit history of the user. This process is applied when the user is eligible according to age, location, income, expenses, and employment. It is simple to use and offers a personal loan eligibility calculator that is available for online users.  

Here are some eligibility criteria for Fullerton personal loan: 

• Applicant must be an Indian citizen. 

• The applicant must have at least 1 year of total professional experience and for current employment, it should have a maximum of 6 months of experience. 

• The employees of private and public sector undertaking for salaried customers are eligible to apply for the loan. 

• The age limit is a minimum of 21 years up to 60 years.

• For salaried users the minimum monthly income of Rs. 20,000 per month, if the user is resident in Mumbai and Delhi then, it should be Rs. 25,000. 

Documents required for Fullerton personal loan 

• It is required to submit a colored photo and processing fee cheque for an instant personal loan. 

• Income proof must be salary slips for the last three months, income tax proof, form 16, and bank statements for the last 6 months. 

• Identity proof must be a voter ID card, driving license, PAN Card, or passport copy for the loan. 

• Address proof must be ration card, telephone bill, rental agreement, passport copy, driving license, bank passbook or bank statement, or electricity bill for the loan. 

• Age proof must be PAN card, passport, and certificate from the statutory authority for the loan. 

Fullerton personal loan interest rate 

Fullerton personal loans provide an attractive interest rate to the user based on their credit score, age, employer, and credit history. The interest rate of this personal loan starts from 12% for the user. 

How to apply for Fullerton India personal loan online? 

One can apply for Fullerton personal loan online with the following steps mentioned as: 

Step 1: Fill the online application form with all the user’s personal and income details and also the type of loan with repayment tenure capacity. 

Step 2: Get Fullerton personal loan as per your eligibility. 

Step 3: Then, complete the loan application form. 

 Step 4: Upload the necessary documents required. 

Bottom line 

With the above information, you can choose Fullerton personal loan for your basic financial needs and repay them easily. Fullerton offers personal loans at low-interest rates to the user and helps to apply them from anywhere through its online facility. In case, you have any query or additional information for using the app, you can visit the official site or you can directly contact customer care executives.

About This Author

Apoorv Chaudhary https://www.afinoz.com/ Strong marketing professional with a focus on Finance. Joined: November 17th, 2020